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Annual Meeting Board Election Results:

FRB FCU Annual Meeting was held on Wedneday, May 25, 2016, at the 1801 K Street. At the meeting, the reults of the Credit Union's 2016 election for the Board of Directors were announced.


Mike was appointed to the Board of Directors in 2015. He serves on the Asset Liability Management Committee and is Acting Board Secretary. He has been a credit union member and advocate since beginning his professional career with the Federal Reserve Bank of San Francisco in 1985. Mike is a senior supervisory analyst in Banking Supervision and Regulation at the Board of Governors. He has a bachelor’s degree from Washington State University and a master’s degree from Johns Hopkins University.


Jared has been a member of the 44 CU, now FRB FCU since 2012. He is a financial management consultant for the Treasury Division of the Federal Reserve Bank of St. Louis. Jared is responsible for fiscal management, planning, and reporting. He serves on several FRB workgroups and is chair of the Budget Analyst Community of Practice, co-chair of the Organizational Change Management workgroup, and a contributing member on both the FAC Transition and Treasury Budget Liaison COP workgroups. Jared has two degrees from Southern Illinois University, an MBA and a BS in finance. In addition, he is a certified Project Management Professional (PMP) and Certified Fraud Examiner (CFE). He lives in Glen Carbon, Illinois, with his wife, Angie, and two children Jonah (12) and Brynn (10).


Fran Horne was elected to the FRB FCU board in 2013 and has been a Credit Union member since 2005. She joined the Board of Governors in in 2004.  She is a technology governance manager in the Management Division. Previously, she worked as a senior principal consultant for Oracle Corporation and held various IT management and accounting positions at MCI WorldCom.  Fran holds a BS in business administration from Mississippi State University, MS in management information systems from Marymount University, and DM from the University of Phoenix. She believes that the most enjoyable aspect of volunteering her services is being able to work with different people and the opportunity to rise to any challenge! 

Congratulations to all the winners and thank you to all the candidates and members who participated in this year's election.

To All Members with VISA Credit and Debit Cards

As your cards expire and are reissued; your new card will be EMV enabled and will have a chip.  A chip card is a standard-size plastic debit or credit card that contains an embedded microchip as well as a traditional magnetic stripe. The chip encrypts information to help increase data security when making transactions at terminals or ATMs that are chip-enabled.

Visa chip cards are not only more secure, they are also simple to use. Chip cards and terminals work together to protect in-store payments. A unique one-time code is generated behind-the-scenes that is needed for the transaction to be approved - a feature that is virtually impossible to replicate in a counterfeit card.


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