Pay For College the Smart Way
The Smart Option Student Loan® by SallieMae® offers these benefits:
A choice of competitive rates for undergraduate students
Low, variable interest rates from 2.25% APR to 9.37% APR. We also offer fixed interest rates from 5.74% APR to 11.85% APR.
Rewards for paying on time
Get a Smart Reward® in your Upromise® account of 2% of your scheduled monthly in-school payments that are made on time while in school with the Interest and Fixed Repayment Options.
Lower your interest rate
Receive a 0.25 percentage point interest rate reduction while enrolled for making scheduled monthly payments by automatic debit.
Get the money you need
Borrow up to 100% of your school-certified cost of attendance (minimum $1,000).
Choose the repayment option that's best for you
Deferred Repayment, Fixed Repayment, or Interest Repayment.
It's easy to apply! You can get a credit result within minutes. Apply Today!